Stratus Flight Training Loan

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams. We know it’s not just about achieving your dreams but funding your family’s dreams as well. That’s why Stratus was created, because, with Stratus, the sky is no longer the limit.

Benefits of a Stratus Loan

You’re not just a number, and it shows with Stratus. Stratus looks beyond the typical FICO scores and look at you as a whole aviator. They want to set you up for success before you even apply! They offer exceptional lending packages, including:

The best rate you’ll get anywhere to go from zero to hero!
Full financing for your entire flight training and more
Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
Pay off your loan any time you want with no consequences or penalties whatsoever.

Stratus Support Throughout Your Training

Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
Resume reviewing, editing, and building
AMA Phone Calls with Pilots in the 121 and 135 Industry–What It’s like, How They Got Their Job, etc.

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How to Apply for a Stratus Flight School Loan

Before you fill out the Stratus application, we strongly recommend you speak with a member of our admissions team first to learn more about the program. Pease fill out this contact form and they’ll reach out to you shortly.

Frequently Asked Questions About the Flight Training Loan

Do I need a cosigner?

A cosigner is not required for a Stratus loan if you qualify on your own. However, they will contact you if a cosigner is needed to move forward with your loan process.

Can a Stratus loan be used to pay for an individual rating?

At this time a Stratus loan can only be used for a career training program such as our Zero Time to Airline program. It cannot be used for an individual rating.

What factors does Stratus Financial consider?

Stratus bases the approval of all loans on the following factors (for both borrower and co-borrower:
– FICO Score
– Current Income
– Assets

How soon can you be approved for a loan?

The initial underwriting occurs within 1-2 hours. If all documents required are submitted to Stratus, they process and prepare the final loan documents within 1 day. They will fund the loan within 3 business days after all parties have signed the loan documents.

Will there be a penalty for paying off the loan early in the future?

You may prepay the loan in whole or in part without penalty.

Will my credit score be impacted by my application?

Stratus does a soft pull of your credit initially. If approved, they will make a hard inquiry.

If you’re ready to start your Zero Time to Airline® application simply click the button below and fill out the application.

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